The last finance software you'll ever buy.
Other apps charge $99 a year to read your bank balance. Synx charges you once — then gets out of the way. Your only ongoing cost is the minimal cost of automating your transaction feed.
Start your 30-day free trialNo credit card. Cancel anytime.
See your exact cost before you sign up.
Drag the slider to match how many banks you have. What you see is what you pay — nothing hidden, nothing rounded up.
Transparency Calculator
1 Connection includes all accounts (Checking, Savings, Credit) at that bank.
With Synx
Competitors
No subscriptions. No markup.
Pay a single one-time fee for the software. Then, just cover the exact wholesale cost of keeping your live feeds automated.
$35 gets you permanent access to every Synx feature. No plan tiers. No feature gates. The full product — owned.
That is the direct pass-through cost for maintaining and refreshing your live bank feeds. We collect it and pass it straight through.
By month four, you are officially saving money every single month compared to the $100/yr subscriptions.
The numbers, over time.
At 5 bank connections. Pure math. No hidden fees.
| Synx | Monarch | Copilot | Rocket Money | |
|---|---|---|---|---|
| Year 1 | $59.00 | $99.99 | $95.99 | ~$108 |
| Year 2 | $24.00 | $99.99 | $95.99 | ~$108 |
| Year 3 | $24.00 | $99.99 | $95.99 | ~$108 |
| 3-Year Total | $107.00 | $299.97 | $287.97 | ~$324 |
By year three, Synx users at 5 banks have spent $107. Monarch users have spent $300. That gap doesn't close — it widens.
How we calculate Year 1: $35 platform fee + (5 banks × $0.40 × 12 months). Competitor prices are list prices as of 2024 and subject to change.
Why we price this way.
We built Synx because we were tired of paying $100+ every year to companies that treat our personal finances like a perpetual SaaS subscription. The dirty secret of most budgeting apps is that their revenue model relies on keeping you locked in forever. We wanted to build a financial tool you actually own.
The $0.40 per bank connection is not a revenue stream. It is the exact wholesale cost our secure data providers charge to keep your accounts synced. We collect it and pass it straight through. No markups. No hidden margins.
The $35 platform fee is a single, upfront charge. It funds the software, the infrastructure, and the continuous improvements we ship. You buy the platform once, and you only pay for the data you actually consume.
— Ryan & The Synx Team
Questions we've already answered.
Try it free. Own it forever.
Thirty days, no credit card, no commitment. If Synx isn't the clearest view of your finances you've ever had — don't pay.
Start your 30-day free trial$35 one-time platform fee after trial. $0.40/bank/month for live data. That's the whole bill.