Household (Beta) — see your money together, keep your accounts your own
v0.1.3👥 Invite your partner into a shared view of spending, budgets, and categories—without merging logins or giving up your private accounts.
- Household (Beta) — A shared financial view for couples. Invite your partner, and the two of you get one combined picture of spending and budgets while each keeping your own login, accounts, and privacy controls.
- Why it matters — Most couples don’t actually want one joint account for everything. Household lets you split what stays personal and what you look at together, without copying data into a spreadsheet or handing over passwords.
What you can do
- Create a household and invite your partner — From Settings → Household, name your household and send an invite by email. They get a secure accept or decline link that’s good for 7 days.
- Switch between “Us” and “You” — Toggle between the shared household view and your personal view at any time, so you can check the household picture or zoom into just your own.
- See combined spending and budgets — Transactions, categories, and budget pacing roll up across both members in the shared view, so you can see where the household actually stands this month.
- Keep categories consistent — The Primary’s categorization rules apply to the shared view, so “Groceries” means the same thing for both of you and the numbers line up.
- Fix each other’s categories — Either member can retag a transaction in the shared view—useful when one of you swipes a card and the other is the one keeping things tidy.
- Avoid double-counting shared accounts — If you both linked the same joint account at the same bank, Synx flags the duplicate and lets the Primary merge it so household totals don’t count it twice.
- Manage roles cleanly — The Primary invites and manages the household; either member can leave voluntarily, and the Primary can hand off the role to the other member before leaving.
- Earn tokens when your partner joins Access — When an invited member signs up for Synx Access within 30 days of accepting your invite, both of you get 500 tokens ($5) credited automatically. No codes, no forms—the credit just shows up and applies against future Synx fees.
Good to know
- Beta — Household is live and fully functional, and we’re actively refining it. Expect small improvements as we learn how real couples use it.
- Two members for now — Today a household is Primary + one Member. Larger households are on the roadmap.
- Invites expire in 7 days — Send a fresh one anytime if it lapses.
- Only accepted members see shared data — Pending, declined, or former members never appear in the shared view.
