Changelog

• Income is its own category now, sitting first on your categories board with seven kinds underneath it: Paycheck, Self-Employment, Business Income, Rental Income, Investment Income, Retirement & Benefits, and Other Income.

Why we built it: We have subcategories and have extensive bucketing for spending. Income has kind of been neglected where users may have paychecks and maybe some side gig income. We want to be a comprehensive personal finance management tool. Income should be treated more prominently.

What you can do

• See what each deposit actually was: on Transactions, a rent payment now says Rental Income and a paycheck says Paycheck. Open any row and the picker offers all seven under an Income heading.
• Read your old history the same way: we went back through your existing deposits and re-filed them using what your bank told us at the time.
• Re-file in bulk and have it stick: select as many transactions as you like and change the category in one go.
• Keep your own rules in charge: anything you've set up under Settings → Rules still wins. If you've told Synx that deposits into a particular account are rent, that's what they stay.
• Stop seeing income in your budgets: money coming in was quietly offered as something you could set a spending target against. It isn't any more.

Good to know

• The same payer can land in two different kinds. Which kind a deposit gets is driven by how your bank labeled it, and banks aren't consistent about that from one month to the next. So you may see one payer split across two kinds of income. Select the ones you want together and bulk edit them to whichever kind you'd rather they all sat in.
• Your numbers didn't move. Your dashboard income figure, the cash flow band and your spend totals show exactly what they showed before, because they count everything under Income together rather than any one kind. This changed the names on things, not the math.
• Credit cards are never income. A payment to your card or a refund from a shop used to occasionally get filed as earnings, which made a month look better than it was. Synx won't do that on its own any more. You can still file one as income by hand if that's genuinely what it is.
• Business Income starts empty for most people. It's there for anyone running something on the side who wants those payouts kept separate. An empty category is normal, not broken.

Where this is heading

We're building toward better support for people running a personal business, where money coming out of that business is counted as a distribution to you rather than treated the same as a paycheck from an employer.

That needs the product to know the difference between one kind of income and another, which is what shipped today. None of it is here yet, and personal Synx stays exactly as it is for anyone who never wants it.

• Settings → Notifications: a new page that tells you exactly what Synx sends you, which today is nothing, and gives you one button to ask for the alert you'd actually want.

Why we built it: Money apps are the worst offenders here. They start mailing you the day you sign up, and you spend the next month unsubscribing one at a time. We would rather start at zero and only ever send the things somebody asked us for.

What you can do

• Check what we send you: Settings → Notifications in the left sidebar of your settings. The answer is on the page in one line. No emails, no texts, no push alerts. Everything about your money sits in the app and waits for you to open it.
• Ask for the one you'd actually read: Request a notification opens a short box. Say what would be worth being told about, a bill coming due, a balance running low, a paycheck that hasn't landed, and send it.
• Say something else instead: the box opens ready for a notification request, but the Type list stays open. If what you really meant was a bug or a different feature, switch it there and it goes down the same path.
• Trust that nothing is on behind your back: there's no list of alerts quietly switched on, because there's no list. When we do build the first one, you'll be the one turning it on.

• Synx for iPhone: a native iPhone app, free on the App Store, that works from the same accounts and data you already use on the web.

Why we built it: Android has had this since May, and iPhone users have been opening a browser to answer questions that take five seconds. Did that show up? What's left in groceries? Did the transfer land? Those questions happen on the phone.

What you can do

• Sign in with a code, then Face ID: enter your email, type the six-digit code we send you, and you're in. Synx offers to turn on Face ID right after that first sign-in, so opening the app later takes a glance instead of another code.
• Open on Dashboard and see where you stand: your balances grouped into Cash, Investments, Credit Cards, Loans, and Other, what you've spent this month next to the same day last month, and your five most recent transactions underneath.
• Search and filter your transactions: type a merchant or a category to find it. Narrow by account, category, subcategory, tag, or a date range you set. Tap any row for the full detail.
• Fix a category from the couch: tap the category on a transaction to change it, and Synx offers to remember that merchant so the next one lands right on its own. Add or remove tags on the same screen.
• Connect a bank without leaving the app: Connect Bank on the Accounts tab runs the whole thing in place, and you pull down to refresh. If a connection breaks, an amber banner names it and walks you through reconnecting.
• Spending, two ways: the Analytics view has a month-by-month income and expense chart plus a spending donut you can open into categories and subcategories. The Budget view shows your monthly, annual, and trip trackers with progress against each limit.
• Switch between Personal and Household: if you share money with someone on the web, Settings → Account → View flips the whole app between just-you and the two of you, and the choice sticks.

Good to know

• Free, and nothing is sold inside it: the iPhone app costs nothing and has no purchase in it. Your Synx account is what it always was, handled on the web.
• United States only: the App Store listing is live in the US.
• Set your budgets on the web first: trackers are created on the web app. The phone shows you progress against them.
• Tags: look and add: you can see your tags and create a new one from the phone. Renaming, recoloring, and deleting still happen on the web.
• Some web features aren't on the phone yet: receipts, balance history, and splitting a transaction are web-only for now.
• Already using Synx on Android? Nothing changes. Same account, same data, whichever phone you pick up.

• Cash flow, line by line: the Cash flow tab on your transactions page now opens the month behind your dashboard's Cash Flow number, every transaction in it, grouped so you can see what each figure is made of.

Why we built it: The new feature on your dashboard provides a single cash flow figure with what came in and what went out. But you can't check what makes up these numbers. This feature gives you the transparency to check it yourself.

What you can do

• Open the month from the dashboard: See transactions under the Cash Flow band drops you straight into this view for whichever month you were looking at. The Cash flow tab on your transactions page gets you there too.
• Read the month in three groups: money that came in, money that went out, and money you moved between your own accounts, each with its own total sitting in the group header.
• Check the totals against the dashboard: each group total is the same figure the dashboard band shows for that month. They come from the same place, so they can't drift apart.
• See every row in full: date, merchant, category, which account it hit, and the amount, the same way your transactions list shows them. Click any row to open it and edit it like you would anywhere else.
• Find where money you moved actually went: a payment or transfer whose other side isn't in Synx says so on the row. That line is usually the answer to "why is Out higher than I thought".
• A card payment now says it's a card payment: paying off a card used to show up as Transfer Out, which is also what two unrelated things were called. The money leaving your checking account now reads Credit Card Payment, and the matching row landing on the card reads Payment Received. In most months that payment is the single largest line in Money out, so it's the one row worth being able to name at a glance.
• Switch months without leaving: the month picker at the top moves you through your history, and the three figures and all three groups follow.
• See what isn't being counted: if an account's kind is unknown, a note under the groups names it and links you to Accounts so you can set it. Nothing is quietly left out.

Good to know

• A group total never changes because rows are hidden: long groups collapse behind Show all, but the total in the header is always the whole month. What you see and what's counted can't disagree.
• Money you move between your own accounts sits in its own group on purpose: it isn't money arriving and it isn't money leaving, so it stays out of In and Out. It's shown rather than dropped, because a transfer you can't find reads as missing money.
• The new card payment names reach back through your history: we relabelled past payments as well as new ones, so an old month reads the same way this one does. Only the wording changed. Your spending totals and cash flow figures came out on exactly the same numbers, checked month by month before and after.
• Card payments still stay out of your spending: they always have, under the old name and the new ones. Paying the card isn't a second purchase, and the things you bought with it are already counted.
• A card swipe won't be here on the day you made it: swiping moves debt, and the money leaves when your card payment clears. The payment is the row you'll find in Money out, for the full amount, on the day it cleared.
• Editing a row here updates the figures: recategorize something in this view and the group totals and your dashboard band both catch up.

• Cash flow counts money that moved: In and Out now include every transaction on an account that holds your money, whether or not you've hidden it from your spending chart.

Why we built it: Hiding a row is a statement about your spending, and cash flow asks a different question. Rent landing in your checking account moved money whether or not you want it counted as spending, and it was quietly dropping out of In with nothing on screen to tell you.

What you can do

• See money you'd hidden from spending: a transaction you hid, or one in a category you've told Spend to ignore, now counts toward In and Out and shows up in the cash flow view. It looks like every other row there, because whether you hid it from a chart says nothing about whether the money moved.
• Keep Spend exactly as it was: the Hide from spending switch does the same thing it always did, and your spending chart still leaves those rows out. Only cash flow changed.
• Find out when an account isn't being counted: if we can't tell what kind of account something is, the cash flow view now says so underneath the transactions and names the account, instead of quietly leaving it out of the figures.
• Tell us what kind of account it is: open Accounts, edit an account you added yourself, and pick Checking or savings, Credit card, Loan or mortgage, or Investment. It starts counting straight away.
• Trust the figures on cards and loans: paying off a credit card or a mortgage is money leaving you, and it's counted that way. It's never counted as money arriving, which is what could happen when we had to guess what an account was.

Good to know

• Your In and Out may both go up: if you'd been hiding transactions from your spending chart, those months will read higher now. Nothing new happened. Those figures were leaving money out.
• Accounts you import from a spreadsheet start out unidentified: we don't ask what kind of account a file belongs to yet, so a freshly imported account is left out of cash flow and named on screen until you set its kind. We'd rather show you a gap you can close than a number that's quietly wrong.
• If the account is also linked to your bank, merge it instead: on Accounts you'll see a suggested match when an imported account looks like one you've connected. Merging puts the history in one place and takes care of the account kind for you, which is usually better than setting the kind on both.
• Your bank decides the kind for connected accounts: you can only set this on accounts you added yourself. For a linked account the answer comes from the bank, and your next sync would overwrite anything you picked.

• Money on hand and Cash Flow: the dashboard now opens with what you hold today and how it moved this month, sitting above the cards you already had.

Why we built it: Most people open Synx to see where their money went, and Spend answers that. Whether your cash flow is healthy is a different question, because spending doesn't always mean the cash has left: swipe a card today and nothing leaves your account until the bill comes.

What you can do

• See what you hold: Money on hand adds your cash and your investments together. Nothing is taken off it, so it matches what you'd get reading the balances off your own accounts.
• Keep card debt in plain sight: one bar under the figure splits what you hold against what you owe on your cards, with the card balance written next to it. It sits beside the number instead of quietly coming out of it.
• Watch the trend: a small line to the right traces the last twelve months. It appears once there are a couple of days of history behind it, and leaves the space empty until then rather than drawing a flat line that means nothing.
• Read the month in three numbers: Cash Flow gives you money in, money out, and the difference between them for whichever month you're looking at.
• Move between months: twelve months sit under the figures, one column each, with money in rising above the centre line and money out hanging below it. The net runs across as a line. Click any month and the three numbers above switch to it.
• See the transactions behind the figures: See transactions under the band opens a Cash flow view on your transactions page for whichever month you were looking at. It sorts that month into money in, money out, and money moved between your own accounts, and each group total matches the figure on the dashboard exactly.
• Moving your own money doesn't count as either: a transfer from checking into savings isn't money arriving and isn't money leaving, so it stays out of both figures instead of inflating them.
• Card spending lands when you pay the card: a swipe moves debt, not money. The charge turns up in Out on the day your card payment clears, which is the day the money actually left you.

Good to know

• It isn't a net worth figure, on purpose: your bank reports what you owe on a mortgage but nothing about what the house is worth. A number built from one half of that is worse than no number at all, so Money on hand doesn't try. Mortgages and car loans stay out of it entirely.
• Money sent somewhere Synx can't see still counts: a wire to an account you haven't linked really did leave you, so it lands in Out. In the transaction view those rows say so, which is usually the answer to "why is Out higher than I expected".
• Investments drift on their own: a fund can be worth more today than it was yesterday with no transaction behind it, so In minus Out won't always account for every dollar Money on hand moved.
• The two sections stay put: they're pinned to the top of the dashboard. The cards below them keep whatever order you dragged them into.

• Pending charges are marked now: a charge your bank hasn't finished posting wears a small clock on the Transactions page, so you can tell at a glance which rows are still moving.

Why we built it: A pending charge isn't final. When it posts, the amount changes, the date changes, and sometimes the merchant name changes with them. Without a marker, that reads like Synx quietly rewrote your history.

What you can do

• Spot them in the list: the clock sits right after the merchant name. Hover it and Synx tells you what it means: not yet settled, so the amount and date can still change.
• See it spelled out: open the transaction and Payment Details carries a Status row that reads Pending, in words rather than an icon, for when hovering isn't an option.
• Know what's still moving: while a charge is pending, its amount, its date, and its merchant name can all change when the bank finishes with it. The tip you left at dinner usually turns up at that point.
• Match your statement without second-guessing: when a number in Synx doesn't line up with your bank, the clock tells you whether the row is final yet.
• It clears itself: once the bank posts the charge, the clock goes away on its own. There's nothing for you to confirm or clean up.
• Your work comes along with it: posting updates that same transaction instead of dropping a second one underneath it. Tags, notes, receipts and splits stay attached, along with anything you marked to be paid back, now sitting against the final amount.

Good to know

• It comes from your bank, not from you: the clock reflects what your bank reports, on any account you've linked. It isn't a setting.
• No fixed timer: most charges post within a day or two, some sit longer. It clears when your bank says it has.
• Pending money still counts: a pending charge lands in your spending totals the same way a posted one does. Marking it doesn't pull it out of the math.
• It's a marker, not a tag: the clock isn't something you can filter by, sort on, or add yourself, and it doesn't take up a tag slot.

• Tag rules work backwards now: when you set up a rule that tags a merchant, one switch also tags every past transaction that matches, so you don't scroll through months of history tagging by hand.

Why we built it: This is the second half of a member request. Rules that set a category could already clean up your history the moment you created them, but rules that add tags only worked on new transactions. Now both kinds of rules work the same way.

What you can do

• Flip one switch: when you create or edit a rule in Settings → Transaction Rules, turn on Apply to existing transactions? and save. The rule tags everything in your history that matches, then keeps tagging new transactions as they come in.
• Know the number before you commit: as you fill in the rule, it checks your history and tells you "Found 27 past matches," so there are no surprises about how much you're about to change.
• Start from a transaction: open any transaction on the Transactions page and hit Automate This. The rule starts with that merchant already filled in, and the same switch is right there.
• Sweep again any time: every rule on Settings → Transaction Rules has an Apply to history button, so you can re-run a rule later, like after you've broadened what it matches.
• See what happened: when it finishes, a note tells you exactly how many past transactions were tagged.

Good to know

• Safe to run twice: transactions that already have the tag are left alone, so re-running a rule never doubles anything up.
• Your transactions only: in a household, applying a rule to the past touches your transactions, not your partner's.
• Deleting a rule keeps the past: removing a rule stops the automatic tagging going forward. Anything it already tagged stays tagged.
• The count is your checkpoint: there's no single undo for a big sweep, so if the "Found 27 past matches" number looks off, tighten up the rule before you save.

• Tag colors on the Transactions page: the color you give a tag in Settings → Tags now shows on the tag itself, on every transaction it's attached to, instead of the same grey for everything.
• Tagged Money shows both sides of a tag: on the Spend page, each tag now draws a bar for its spending and a second bar for everything else you've tagged, like money moved to savings and investment contributions.

Why we built it: This one sat on our back burner for a while. Then one of our members asked why the colors they picked in settings didn't show up anywhere else, and that moved it to the front of the line.

What you can do

• Give every tag a color: in Settings → Tags, pick from the palette or dial in your own exact shade. Whatever you choose, we adjust the text on the tag so it stays easy to read, in light mode and dark.
• Spot your tags at a glance: on the Transactions page, a tag now wears its color as a soft tint, so "2026 Amsterdam" and "Kitchen Remodel" stop looking identical while you scroll.
• See a tag's whole picture in Tagged Money: the top bar is spending, and the thinner bar under it is everything else with that tag on it, like savings you moved or contributions to investments. Both bars share one scale, so $800 moved into a renovation fund finally looks bigger than $47 of dining out.
• Tags with no spending show up too: a tag that's only transfers, like a vacation fund you keep adding to, used to sit there with an empty row. Now it gets a real bar like everything else.
• Months below the line: in a tag's Monthly view, a month where more money came back than went out now draws its bar below the zero line. Before, that month just disappeared from the chart.
• Your colors reach Tagged Money too: the non-spend bars take on the tag's own color in a softer shade, and the Savings and Investments lines under a tag use the colors you picked in Settings → Categories.

Good to know

• Muted on purpose: the non-spend bars are a quieter shade of the tag's color, so spending and not-spending never read as the same thing at a glance.
• No color picked, no tint: tags and categories you haven't chosen a color for keep the neutral look they have today.
• Split transactions count once now: if you tagged a transaction and also tagged the pieces you split it into, the non-spend number was counting the whole original on top of its pieces, so it read higher than it should have. Each split now counts once, through its pieces.

• A year view on Spend: there's a new M | Y switch next to the period dropdown. Y redraws the page a year at a time instead of a month at a time.

Why we built it: One of our members told us they were exporting their transactions into a spreadsheet every few weeks, just to answer "what came in and what went out last year?" That's a question the page should answer in one click, so now it does.

What you can do

• Switch to years: hit Y above the income and spend chart. You get one income bar and one spend bar for every year you have transactions in Synx, lined up side by side.
• See this year so far: the current year counts through today and is labeled YTD, so you're not stacking a partial year against a finished one and wondering why it looks light.
• Click a year to dig in: pick a bar and everything under it follows. The category breakdown, Top Spending, and the split between household members all move to that year, exactly the way clicking a month works today. Top Spending still opens up, so you can see a whole year of Groceries broken into its parts.
• Bookmark the view: the year and the M or Y choice live in the web address, so you can save a link to 2025 on Spend, or send it to your partner, and it opens right where you left it.
• A cleaner year list in month view: the period dropdown no longer offers years in the future. It lists only the years that can actually have transactions in them.

Good to know

• Tagged Money doesn't move: it still covers everything in view no matter which switch you're on. M and Y only change the sections above it.
• Card rewards stay monthly: rewards run on statement cycles, so that section hides while you're in the year view. Switch back to M to see it.
• The first flip takes a beat: the page loads recent months up front, so the first time you hit Y it goes back for the older years. You'll see the bars sketched in while it works, and after that switching years is instant.

• A home for your receipts: there's a new Receipts page in the menu that pulls together everything you've forwarded, so you're no longer opening one purchase at a time to find them.

Why we built it: You constantly have to keep receipts tied to a specific transaction. HSA reimbursements, business deductions for a side gig, rental expenses, declaring items when you travel, warranty claims that get burdensome fast. Automating that is really why we built Synx in the first place. This is the important second step toward a personal finance command center you can actually manage.

What you can do

• Open the Receipts page: find it in the left menu, next to Transactions. Everything about your receipts lives here now.
• Search your whole pile: type a store name or pick a date range and Synx pulls up the matching receipts, grouped by month with a running total for each month, so you can see what a trip or a season actually cost.
• Watch a receipt get filed: forward one and the page shows it moving through the steps in real time, from just arrived, to being read, to matched, to filed against the right purchase. No refreshing to check on it.
• Handle the ones we're unsure about: every so often a receipt could match more than one purchase. Those show up as "Needs your review," and you pick the right one or wave it off yourself instead of it sitting in limbo.
• See what's still covered: switch to the warranty view to list your covered purchases with the soonest-to-expire at the top, so a warranty window never quietly closes on you.
• Open any receipt in full: tap one to see the original file next to the purchase it's attached to, with the warranty details and a download button right there.

New here?

• Get your address and forward away: if you haven't sent a receipt yet, the page walks you through it: your own private Synx email address to copy, and a reminder that you can email a photo of a paper receipt just as easily as forwarding an order confirmation.
• What it costs: reading a receipt uses 8 tokens, and only when we actually pull the details out of it. If we can't read one, you're not charged for it.

• Forward a receipt, keep the warranty: send any order confirmation email to your private Synx address and it attaches itself to the matching purchase, with the product's warranty and registration deadline filled in.

Why we built this

A couple of years ago one of us had a warranty claim rejected because we couldn't produce the receipt. It was a suitcase, bought in Japan, and by the time it mattered the receipt was long gone. The responsible fix was supposed to be simple: photograph every receipt and keep it filed away in a Google Drive folder. We tried that. It never stuck, and we don't think it really sticks for anyone.

What we believe: a tool that already tracks your money should hold onto the proof of purchase too, so you don't have to.

So we built the easy version. Take a photo of the receipt, email it to your private Synx address, and it saves to the right transaction. No folders, no filing, nothing to remember.

What you can do

• Get your own forwarding address: open any purchase that doesn't have a receipt yet and you'll see a private Synx email address made just for you, with a button to copy it. Forward receipts there from any inbox.
• Let it find the right purchase: forward the email and Synx matches it to a transaction by the amount, the date, and the store, then files the receipt against it. No hunting for the right line.
• Keep the receipt on the purchase: the receipt shows up in the transaction's details, and one tap opens or downloads it when you need to prove what you bought.
• See the warranty without digging through fine print: for purchases of $100 or more, Synx fills in the product's warranty, how long the coverage runs, when it expires, and how many months you have left.
• Never miss a registration window: if the product has to be registered to keep its coverage, Synx shows the deadline and a Register button that takes you straight to the manufacturer's page.
• Find it all in one place: open a purchase and look under "Receipt and warranty" for the receipt, the coverage, and the registration details together.

Good to know

• Early days, and a little hands-on: this one is more involved than most of what we ship, so we're rolling it out carefully. A full guide is coming soon. In the meantime, if anything is unclear or you'd like help getting set up, just reach out and we'll walk you through it.
• The warranty is our best read: coverage can change depending on where and how you bought something, so treat the warranty details as a solid starting point rather than the final word. The receipt itself is always the exact email you forwarded.
• Warranty lookups start at $100: for anything under that we still attach the receipt, we just skip the warranty details.

• Refunds now lower your spending: when a store gives you money back, it comes off what you spent, and your spending total reads the same everywhere in Synx.

Why it matters: Money you got back isn't money you spent. Now a refund actually brings your spending down, and the total on your dashboard matches the total on your Spend page instead of being two different numbers.

What's new

• Money back comes off your spending: Returned something, got a price adjustment, or earned a statement credit from your card? That money now subtracts from what you spent that month, in your category breakdown, the spending ring on the Spend page, and the spending-versus-income bars. Before, some of these counted a refund and some quietly ignored it.
• One spending number, everywhere: Your month's spending now reads the same on your dashboard, on the Spend page, and in the Spend by Member panel. No more seeing one total in one place and a different total a click away.
• A partner who came out ahead shows as money back: In the shared household view, if one of you got back more than you spent in a month, the Spend by Member panel now shows that as money returned instead of leaving that person off the list.

Good to know

• Transfers and card payments still aren't spending: Paying your credit card bill or moving money between your own accounts has never counted as spending, and still doesn't. This change is only about real purchases and the refunds that go against them.

• Your tags keep the exact capitals you type: name a tag "2026 Amsterdam" and that's how it reads everywhere in Synx, not "2026 amsterdam".

Why it matters: A tag is your own label, and it should look the way you wrote it. Until now, tags you added from a transaction quietly got lowercased, so a trip you called "2026 Amsterdam" showed up as "2026 amsterdam" on your Spend page and everywhere else.

What's new

• Capitals stick: When you add a tag while looking at a transaction, the name now saves with the exact upper and lower case you typed. "Date Night", "BJs Wholesale", "2026 Amsterdam", all kept as written.
• The same on every screen: Your tag reads the same way in the tag list, in your filters, and on the Spend page. No more one version here and a lowercased version there.
• Still no accidental duplicates: Typing "amsterdam" when you already have "Amsterdam" still lands on the same tag, so you won't end up with two near-identical labels. The match ignores capitals even though the name keeps yours.

Good to know

• Older tags keep their old look: Tags you created before this change stayed lowercased, and we can't guess back the original capitals. To fix one, rename it under Settings → Tags and the new spelling sticks from then on.

• Recurring is out of Beta: the page that finds your subscriptions and regular bills on its own is now a full, finished part of Synx, with a new dashboard tile and sharper detection.

Why it matters: You shouldn't have to go looking to find out what's about to hit your account. Now the moment you open Synx, this week's recurring charges are right there: how much, when, and what for.

What's new

• This week's charges, right on your dashboard: A new Upcoming Recurring Charges tile shows the total about to leave your account over the next 7 days, with the next few charges listed underneath: who, how much, and when. Anything due Today or Tomorrow gets a small amber dot so the close ones stand out.
• An honest "expected" label: Charges Synx has confirmed just show their date. Ones it's fairly sure about but you haven't confirmed yet are marked expected, so a good guess never reads as a sure thing.
• Two more rhythms it can spot: Synx now recognizes bills that land every 2 months and every 6 months (think some utilities and insurance premiums) on top of weekly, every two weeks, monthly, quarterly, and yearly.
• Reduced false positive on our recurring detection: The detection got stricter. It used to occasionally mistake an irregular shopping streak for a subscription. Now it only flags something as recurring when the real gaps between charges actually line up with a regular schedule.
• The recurring label cleans up after itself: When a subscription lapses, or you archive or dismiss one, the recurring label now comes off those past charges. The tag only marks things that are still an active recurring series, so you won't see it lingering on a one-off or a service you cancelled months ago.

Good to know

• Three charges before we're confident: As before, Synx waits for a third matching charge before it locks in a pattern, so the dashboard tile never shows a one-off purchase as a subscription.
• Expenses only: We look at money going out, not transfers between your own accounts, income, or refunds.
• One row per merchant: If something charges you twice in the same week, the dashboard tile shows its next charge once. Open the Recurring page to see every individual date.

• Household is out of Beta: the shared money view for you and your partner is now a complete, finished part of Synx, with real shared editing, one set of tags, and cleaner totals when you share a credit card.

Why it matters: A shared view is only half the job. Real life is two people both touching the same money. Now you can both keep things tidy, tag the same way, and trust that a card you share isn't quietly counted twice.

What's new

• Either of you can keep things tidy: In the shared view, both partners can now change a category, add or remove tags, split a charge, flag it, add a note, or hide it, no matter whose account it lives on. During Beta only the account's owner could make those edits. Now it's shared work, not just a shared view.
• One set of tags for the household: When you're looking at the shared view, you both pick from the same list of tags. If you each made a "Vacation" tag, they show up as one, so a charge never carries two near-identical labels and you don't have to remember whose tag is whose.
• A card you share stops counting twice: If one of you is an authorized user on the other's credit card, that card shows up for both of you, and the same charges used to land in your household totals twice. Synx now spots these matched cards on its own. In Settings → Household, the Primary links them in one tap and picks whose spending they should count as, and the duplicates quietly drop out of every total from then on.
• Focus the Spend page on one person: In the shared view, the Spend by Member panel breaks your combined spending down person by person. Click anyone to pin the whole Spend page to just their charges: their categories, their trend, their total. Click them again, or the small × at the top, to return to the combined picture.

Good to know

• Linking shared cards is the Primary's call: Spotting a likely match happens automatically for both of you, but linking two cards and choosing whose spending they count as is done by the Primary. Either of you can always see the section, and unlinking later is safe: it changes nothing about your actual transactions.
• Bring your partner onto Access and you both get $5: Unchanged from Beta. When someone you invite signs up for Synx Access within 30 days of accepting, you each get 500 tokens ($5) credited automatically. Invites are good for 7 days.

Adding a tag to a transaction now lands instantly, so you can label several in a row without that short wait after each one.

Why it matters: Tidying up your transactions usually happens in a batch. You sit down and tag a handful at once. Until now, each tag took a beat to settle before you could start the next. That beat is gone.

What you can do

• Tag in a quick streak: On the Transactions page, tap the + beside any transaction, type a name (or pick one you've used before), and it's on. Go straight to the next one, no waiting for the last one to catch up.
• Reuse the names you already have: Start typing and your existing tags show up to choose from, so the same label stays consistent across transactions instead of drifting into near-duplicates.
• Make a new tag on the spot: Type something you haven't used before and it's created and attached in one step.
• Take one off just as fast: Tap the × on a tag to remove it and keep moving down your list at the same pace.

When a transaction looks wrong, you can now flag it for review right from its details, tell us what's off in your own words, and a real person on our team takes a look.

Why it matters: Bank data isn't always perfect. An amount comes through wrong, the same charge shows up twice, or a payment gets pinned to the wrong store. We take that seriously, because your numbers are only as good as the data behind them. Now, instead of shrugging it off, you can tell us in a couple of taps and we'll set it right.

What you can do

• Flag anything that looks off: Open any transaction's details, scroll to Report a problem, and tap Doesn't look right? Flag for review.

• Say what's wrong in your own words: There are no rigid categories to pick from. The box names the exact store and asks What looks wrong? You can say the amount is wrong, it's a duplicate, the store is misidentified, whatever it is, just type it. You've got room for a full explanation.
• Know we got it: The moment you flag it, the transaction switches to an Under review card that says "You flagged this transaction. We're looking into it." No wondering whether it went through.
• Spot your flagged items at a glance: A flag marker sits right on the transaction in your list, so the ones you've reported stand out without opening each one.
• Change your mind anytime: Tapped flag by accident, or sorted it out yourself? Withdraw flag clears the report instantly, no questions asked.
• Watch it clear when it's done: Once we've looked into it and set things right on our end, the "Under review" card goes away on its own.

What happens on our end

Every flag goes straight to a real person on our team, not a black hole. We see exactly what you reported next to the transaction, look into it, and follow up. Getting your data right is the whole job.

Good to know

• One open report per transaction: A transaction can have a single active flag at a time. If you want to add more detail, withdraw the current one and flag it again with the full picture.
• Your own transactions for now: You can flag transactions on your own accounts. Flagging something on a household member's account isn't supported yet.

• Credit Card Rewards: Synx now figures out which exact credit card you have, lists every card's bonus categories right on the Accounts page, and runs a live month-to-date scoreboard on Spending Analysis that shows how much cashback you earned and the exact card swaps that would have earned more.

Why it matters: Most people have three or four cards in the wallet and a vague sense that one of them earns 3x on dining and another one is the gas card. Synx removes the guesswork: every card's rules sit right next to the account, and at the end of any month you can see, in real dollars, how much you left on the table by reaching for the wrong card.

What you can do

• Your cards get identified automatically: When you connect a card through your bank, Synx checks the account name against its list of US credit cards and picks the right one. If it's confident, you'll see Auto-detected ✓ on the row. If it's narrowed things down to a few options, the dropdown shows just those and you confirm with one tap.
• Each card's earning rules at a glance: Every identified credit card on Accounts now lists its bonus categories sorted by rate: 5x Chase Travel, 5x Lyft, 3x Dining, all the way down to 1x everything else. Rotating-category cards like Freedom Flex show a 5x rotating categories row with a small info icon you can hover for an explanation. Cards with an annual fee show a neutral $95/yr badge next to the name so you can spot the keepers from the cuttable.
• Preview a card's rewards before you commit: In the Edit account dialog, picking a different card from the dropdown shows that card's full earning rules right below, so you can confirm "yes, this is the one with 8x on Chase Travel" before saving.
• See your month-to-date cashback on Spending Analysis: A new Credit card rewards widget shows YOU EARNED in big numbers and updates as new transactions land. You don't have to wait for a statement. The scoreboard is live.
• See exactly where you left money on the table: Right next to what you earned, CAN STILL EARN breaks down the dollars you would have gained by using a different card on specific categories this month. "Hotels: American Express Platinum → Chase Sapphire Reserve, +$5.84" tells you exactly which swap and how much it was worth, ranked from biggest to smallest.
• Apples-to-apples across points, miles, and cashback: Synx values points and miles at 100 = $1 so a 5x Hyatt card and a 5% cashback card line up cleanly. The rate is shown right on the widget so nothing is hidden behind the scenes.
• Flag a missing or wrong card: If Synx doesn't recognize your card, or it picked the wrong one, the dropdown has a Don't see your card? link that opens a quick report. We use those to grow the list and get the matching right for the next person too.

Good to know

• Coverage that keeps growing: Synx ships with a hand-built list of the most popular US credit cards. For the cards we haven't gotten to yet, AI fills in the earning rules so you still see useful numbers from day one. If something looks wrong, the Don't see your card? link tells us and we'll fix it for everyone.
• Rotating-category bonuses aren't counted yet: We show that a card has rotating categories (like Chase Freedom Flex) so you know the rule is there, but we don't yet credit the rotating bonus in your month-to-date score. Full support is coming.
• It's a guide, not an accountant: Your score is an estimate based on the transactions we can clearly see and categorize. It won't match your statement to the penny, and it's not meant to. The whole point is to help you pick the right card next time, not to balance your books.
• A mobile widget is coming: We're building a Synx widget for your phone so you can pull up your month-to-date cashback and the best card swaps anytime, right from your home screen, no digging through the app.

• Transaction Splits: Take any transaction and break it into two or more parts, each with its own amount, category, and note. Pair it with the new needs payback tag for the times you grabbed the bill and friends still owe you their share.

Why it matters: Real spending isn't always tidy. The grocery run had a birthday gift in it. The dinner was you, your partner, and two friends who are paying you back next week. Splits let your categories and totals match what really happened, instead of dumping the whole charge into one bucket, or worse, counting money that isn't really yours to spend.

What you can do

• Split from the transaction detail: Open any transaction and tap Split transaction. The split editor opens right there, with the original amount waiting to be divided.
• Pick the split style that fits: Use Equal to divide evenly across parts, By amount to type each piece in dollars, or By percentage to split by share. Equal mode auto-balances; the others tell you how much is left to assign as you type.
• Give each part its own category: The classic case: the $182 Target run was $140 groceries and $42 a birthday gift. Now your category totals reflect that, not a lump of "Shopping."
• Add a note to each part: Label a piece "Mike's half" or "wedding gift" so you remember what it was when you look back.
• Mark a part as needs payback: Check the box on any split part (or tag the whole transaction) when someone owes you back. It shows up as an amber chip on the row so it's easy to spot.
• Drop paid-back amounts out of your spending: When the Venmo lands, mark the part as paid back. Synx automatically excludes it from your totals so you're not counted as having spent money that came back to you.
• See what's still owed on your dashboard: The new Owed to you tile sums up every unpaid needs-payback transaction and lists the rows underneath. Mark one paid right from the tile and the total updates instantly; tap See all to jump straight to your transactions list filtered to unpaid only.
• Edit or undo any time: Adjust the parts, change a category, or undo the split entirely and the original transaction comes back as it was.
• Splits travel with your household: Anyone in your household can split a shared transaction, and the parts inherit the original's tags so nothing falls out of your existing views.

Good to know

• Up to ten parts per transaction: Plenty for a group dinner; we cap it so the editor stays usable.
• Split parts replace the original in your lists: Once split, you'll see the parts as separate rows. The original is tucked away so nothing gets counted twice. Undo brings it back.
• Needs payback is a tracking tag, not an invoice: Synx doesn't send a request to the other person. It's there so you can see at a glance what's still outstanding and mark it paid back when the money lands.

• Synx for Android: A native Android app, free on the Google Play Store, that talks to the same accounts and data you already use on the web.

Why it matters: Most money check-ins are five-second questions: Did that show up? What's left in groceries? Did Mom's transfer land? The phone is where those questions happen. Now you can answer them without opening a laptop.

What you can do

• Sign in with a code, then your fingerprint: Enter your email, tap the six-digit code we send you, and you're in. After the first sign-in, Face ID or your fingerprint unlocks the app the next time you open it.
• See the whole picture on Home: Net worth broken out by Cash, Investments, Credit Cards, Loans, and Other. Plus this month's spending so far and how it compares to last month, with your most recent transactions right underneath.
• Search and filter your Transactions: Type a merchant or category to find it. Narrow by account, category, tag, or date range. Tap any transaction to see the full detail (merchant, account, date, amount) and re-categorize it or add tags right there.
• Connect a bank without leaving the app: Tap Connect Bank on the Accounts tab and the Plaid flow runs in-app. Pull down to refresh balances. If a connection drifts, the reconnect prompt walks you through it.
• Spending and Budgets on one tab: The Spending tab has two views. Analytics shows monthly income vs. expense bars and a category donut you can tap into. Budget shows your monthly, annual, and trip trackers with progress against the limit.
• Flip between Personal and Household: If you've set up a household on the web, the toggle in Settings switches the whole app between just-you and shared-money views. The choice sticks across restarts.
• Manage the rest from your phone: Settings has your plan and trial countdown, biometric toggle, categories, tags, automation rules, and quick links to Help, Privacy, Terms, and the full web app.

Good to know

• Reviewed by Google Play before launch: Synx for Android spent about a month in closed testing with real users and passed Google's automated pre-launch security and stability scans before being promoted to the public Play Store. The listing also carries our Data Safety disclosure, which spells out what the app reads from your phone, what it sends to Synx, and why. Nothing is sold to advertisers.
• United States only: The Play Store listing is live in the US only.
• iOS is on the way: An iPhone version is in development but not yet in testing. iPhone and iPad users can still use the full Synx product in any browser in the meantime.

• Faster history on Transactions: The date range picker on Transactions now lets you jump straight to any month in the last five years, or type the exact dates you want.

Why it matters: The old picker only had a back arrow. Want to see what you spent in March two years ago? That was 24 clicks. Now it's two: pick the year, pick the month. Or type 03/01/2024 and you're there.

What you can do

• Pick a year from a dropdown: The current month and year at the top of the calendar are now selectable. Click the year to jump straight to 2024, 2023, 2022, 2021, or 2020 instead of scrolling there one month at a time.
• Pick a month from a dropdown: Same idea for months. Tap the month label, choose any month from January to December, and the calendar lands there immediately.
• Type the dates directly: Two From and To fields sit at the top of the picker. Type 03/15/2024 and the calendar follows along. Useful when you already know the window you want and don't feel like clicking through a calendar at all.
• Smart input handling: Typo-proof: invalid dates (like 02/30) revert to your last valid value. Years outside the 5-year range are rejected. If you accidentally set To before From, we swap them for you.

• Recurring: A new section under Transactions → Recurring that picks out your subscriptions and regular bills automatically and estimates when each one is next going to hit.

Why it matters: Most subscription trackers make you type every one in by hand. Synx watches your transactions and figures out the cadence itself (Netflix on the 15th, rent on the 1st, quarterly insurance) and keeps the list up to date as new charges land.

What you can do

• See subscriptions get detected automatically: After three consistent charges, we lock in a pattern and surface it under Active with a next-expected date. No typing, no importing.
• Confirm or archive from "Needs your attention": A small notification panel flags the engine's recent estimates. Two taps: confirm the ones you want tracked, ✕ to archive anything that isn't really a subscription.
• Calendar view with real calendar math: Toggle to the calendar to see past charges and projected ones side by side. A 15th-of-the-month charge projects to the 15th of every future month, with no drifting one day at a time. February's 28-day month handled gracefully and March snaps back to the 31st.
• Tap any series for the full story: Detail sheet shows the linked transactions, the cadence, the amount range (with min/max to flag variable bills), and the next expected date.
• Household works out of the box: See your recurring bills as a household. Irrespective of whether it is a charge on a household member's accounts or yours, let's find the recurring bills together.
• Archive vs. Dismiss (two levels of "no thanks"): Archive hides the series from view but lets the engine re-detect if the merchant starts a new real pattern. Dismiss is the nuclear option: removes the Recurring tag and stops auto-detection for that merchant entirely.
• Fix a cadence the engine got wrong: Pick the right weekly/biweekly/monthly/quarterly/annual from the series actions and we re-project the next date immediately.
• Spot a single recurring charge in the list: A small new Synx tag sits next to any transaction that belongs to a recurring series, so you can scan the All Transactions view and see at a glance what's a subscription and what's one-off.

Good to know

• Expenses only: We only look at outflows. Transfers between your own accounts, income, and refunds are excluded. A dedicated Cash Flow view is on the roadmap for those.
• Three charges before we're confident: The engine keeps early-stage 2-charge hunches out of the way until a third matching charge lands and auto-promotes the pattern. Keeps the view focused on what's actually recurring, not a one-off shopping trip that happened twice. But if you want to mark a recurring transaction, you can nudge the engine.
• Beta: Recurring is live and catching most real-world subscription patterns. We're actively tuning the detection thresholds as we see more data, so expect small refinements over the next few weeks.

• Household (Beta): A shared financial view for couples. Invite your partner, and the two of you get one combined picture of spending and budgets while each keeping your own login, accounts, and privacy controls.

Why it matters: Most couples don't actually want one joint account for everything. Household lets you split what stays personal and what you look at together, without copying data into a spreadsheet or handing over passwords.

What you can do

• Create a household and invite your partner: From Settings → Household, name your household and send an invite by email. They get a secure accept or decline link that's good for 7 days.
• Switch between "Us" and "You": Toggle between the shared household view and your personal view at any time, so you can check the household picture or zoom into just your own.
• See combined spending and budgets: Transactions, categories, and budget pacing roll up across both members in the shared view, so you can see where the household actually stands this month.
• Keep categories consistent: The Primary's categorization rules apply to the shared view, so "Groceries" means the same thing for both of you and the numbers line up.
• Fix each other's categories: Either member can retag a transaction in the shared view, which is useful when one of you swipes a card and the other is the one keeping things tidy.
• Avoid double-counting shared accounts: If you both linked the same joint account at the same bank, Synx flags the duplicate and lets the Primary merge it so household totals don't count it twice.
• Manage roles cleanly: The Primary invites and manages the household; either member can leave voluntarily, and the Primary can hand off the role to the other member before leaving.
• Earn tokens when your partner joins Access: When an invited member signs up for Synx Access within 30 days of accepting your invite, both of you get 500 tokens ($5) credited automatically. No codes, no forms. The credit just shows up and applies against future Synx fees.

Good to know

• Beta: Household is live and fully functional, and we're actively refining it. Expect small improvements as we learn how real couples use it.
• Two members for now: Today a household is Primary + one Member. Larger households are on the roadmap.
• Invites expire in 7 days: Send a fresh one anytime if it lapses.
• Only accepted members see shared data: Pending, declined, or former members never appear in the shared view.

• Dark Mode: You can keep Synx bright, switch to a darker look, or follow whatever your phone or computer is already using. We remember your choice so you don't have to set it again each visit.

Why it matters: People often keep money apps open for a while. Dark mode cuts glare for evening use and long sessions, while charts, lists, and buttons stay easy to read. We didn't trade clarity for a darker screen.

What we built

• A single setting that travels with you: The same look applies to the public pages, your signed-in workspace, and the screens you use to manage accounts and spending. No patchwork of light and dark from page to page.
• Calendars and date pickers: Choosing dates in dark mode looks as intentional as the rest of the app, with clear highlights for today and what you've selected.
• Homepage that still makes sense: On the marketing home page, the top bar adjusts as you scroll so navigation stays readable whether you're over a dark hero or lighter content below.
• Settings you'll actually find: Under Settings → General, next to your profile, you'll see Light, Dark, and System so you can change the look anytime without digging through your device settings.
• Release notes that match: This changelog and other long reads use the same comfortable colors as the rest of Synx when you're in dark mode.

What you can do

• Choose Light, Dark, or System in General settings, or leave it on System to follow your device.
• Work in dark mode end to end: Budgets, transactions, imports, charts, and onboarding all follow your choice.
• Browse the marketing site and legal pages in dark mode with a consistent header, footer, and navigation.
• Spot Synx at a glance: Our teal accent stays familiar in both light and dark so links and important actions still feel like Synx.

• Budget Tracker: Turns categories and tags into goals you can watch as you spend, not a static sheet you update once and forget.
• Why it's different: You're no longer forced to fit your budgets into the frame of a monthly box. We know your budgets don't always operate on a monthly window.

What you can do

• Cap spending by sub-category (monthly): Pick a sub-category, set a limit, and watch spent vs. limit with a clear progress bar. Jump between months to compare or review how you did.
• Plan annual limits (year-to-date): Follow the same sub-categories across the calendar year so subscriptions, hobbies, and travel don't quietly drift.
• Budget trips and events with tags: Name a tracker, attach tags, and roll every tagged purchase into one progress view: vacations, weddings, or any time-bound spend.
• See the big picture: Monthly trackers nest under parent categories so you get detail and a rolled-up read on how each area is pacing.
• Know where you stand: Remaining or overage sits next to each tracker, with subtle color cues for safe, tight, or over.
• Same data as the rest of Synx: Uses the same transactions and categorization, so the goals you set always reflect what actually hit your accounts.

• Synx: A calm, focused app for everyday money, not another dashboard you never open. We're excited to share it with you.
• The idea: See where your cash goes, act on it quickly, and keep categorization from getting in your way.

What you can do

• Connect banks securely: Link accounts and work from live balances and activity, with privacy in mind.
• Stay current automatically: Transactions refresh as your bank allows, so your view of spending stays up to date.
• Categorize without the busywork: Smart defaults plus rules you control, so repeat merchants and patterns fall into place.
• Tag what matters: Trips, projects, people. Add tags when you need a custom lens and slice spending your way.
• Organize categories your way: Nest sub-categories under parents so reports match how you think about money.
• See spending in charts: Turn lists into trends you can actually use in the moment.
• Try it on us: Explore the full experience while we keep building with you.
• What's next: Synx is just getting started. Thank you for being early.