Recurring — your subscriptions and bills on one page, with next-charge dates
v0.1.4🔁 Synx watches your actual transactions, picks out what repeats, and tells you when each one is next going to hit—calendar-aware, household-aware, and easy to archive the noise.
- Recurring — A new section under Transactions → Recurring that picks out your subscriptions and regular bills automatically and estimates when each one is next going to hit.
- Why it matters — Most subscription trackers make you type every one in by hand. Synx watches your transactions and figures out the cadence itself—Netflix on the 15th, rent on the 1st, quarterly insurance—and keeps the list up to date as new charges land.
What you can do
- See subscriptions get detected automatically — After three consistent charges, we lock in a pattern and surface it under Active with a next-expected date. No typing, no importing.
- Confirm or archive from "Needs your attention" — A small notification panel flags the engine's recent estimates. Two taps: confirm the ones you want tracked, ✕ to archive anything that isn't really a subscription.
- Calendar view with real calendar math — Toggle to the calendar to see past charges and projected ones side by side. A 15th-of-the-month charge projects to the 15th of every future month—no drifting one day at a time. February's 28-day month handled gracefully and March snaps back to the 31st.
- Tap any series for the full story — Detail sheet shows the linked transactions, the cadence, the amount range (with min/max to flag variable bills), and the next expected date.
- Household works out of the box — See your recurring bills as a household. Irrespective of whether it is a charge on a household member's accounts or yours, let's find the recurring bills together.
- Archive vs. Dismiss—two levels of "no thanks" — Archive hides the series from view but lets the engine re-detect if the merchant starts a new real pattern. Dismiss is the nuclear option: removes the Recurring tag and stops auto-detection for that merchant entirely.
- Fix a cadence the engine got wrong — Pick the right weekly/biweekly/monthly/quarterly/annual from the series actions and we re-project the next date immediately.
- Spot a single recurring charge in the list — A small new Synx tag sits next to any transaction that belongs to a recurring series, so you can scan the All Transactions view and see at a glance what's a subscription and what's one-off.
Good to know
- Expenses only — We only look at outflows. Transfers between your own accounts, income, and refunds are excluded. A dedicated Cash Flow view is on the roadmap for those.
- Three charges before we're confident — The engine keeps early-stage 2-charge hunches out of the way until a third matching charge lands and auto-promotes the pattern. Keeps the view focused on what's actually recurring, not a one-off shopping trip that happened twice. But if you want to mark a recurring transaction, you can nudge the engine.
- Beta — Recurring is live and catching most real-world subscription patterns. We're actively tuning the detection thresholds as we see more data, so expect small refinements over the next few weeks.
